Insurance coverage work involves analysing insurance policies to determine the extent of coverage for a particular claim or loss. This process requires a detailed understanding of insurance law, policy language, and relevant case law.

At Securus Legal, we offer expert insurance coverage analysis and advice to our clients. Our team of insurance law experts proactively identifies coverage issues and provides strategic guidance on the resolution of claims.

We specialise in providing coverage advice on all classes of non-marine insurance, including property, construction and engineering, professional indemnity and other financial lines claims, general liability, motor and work injury compensation. Our in-depth knowledge of insurance law allows us to navigate complex coverage issues and provide our clients with practical solutions.

Notable examples of our experience include:

• Advising on business interruption claims arising out of the COVID-19 pandemic in Singapore and Malaysia
• Advising re/insurers in respect of coverage for a large mould damage claim in a landmark Singapore property complex
• Advising cedants and re/insurers in respect of business interruption claims arising out of the breakdown of power plant turbines in Vietnam and Malaysia
• Advising construction all risk insurers in connection with subsidence of an airport runway
• Advising insurers on policy indemnity and recovery options in connection with a SGD 20 million warehouse fire
• Advising construction all risk and machinery all risk insurers on settlement of claims arising out of a crane collapse at an art gallery in Singapore
• Advising on coverage under a crime insurance policy in respect of an oil trading fraud
• Advising machinery all-risks insurers on liability for damage to a tunnel boring machine
• Advising insurers on a bailee’s liability for water damage to goods held in the bailee’s storage facility