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Securus Legal is an independent, Singapore law firm specialising in insurance and reinsurance work. We service a wide range of insurers and reinsurers in both Singapore and Malaysia.

Our lawyers boast a combined 75+ years of specialist insurance and reinsurance experience in Singapore and the wider Asia-Pacific. We understand the highly specialised products that our clients sell and the regulatory environment in which they do business.

Our lawyers provide cradle-to-grave services to insurers and reinsurers, from volume motor litigation defence to defending catastrophic personal injury claims and high-value coverage disputes. We provide non-contentious services to our clients including regulatory advice and policy wording reviews and drafting. Our lawyers have a leading reputation in the Singapore and regional markets for providing excellent client service.

We provide effective strategic claims handling and prompt, in-depth analysis of coverage questions. Our strength lies in the breadth and depth of our experience and in providing a human touch. As a result, our clients trust us with high-profile and sensitive matters including those which carry a risk of reputational damage.

We are keen to know how we can help you. To contact us, click here.

INSURANCE COVERAGE

Insurance coverage work involves analysing insurance policies to determine the extent of coverage for a particular claim or loss. This process requires a detailed understanding of insurance law, policy language, and relevant case law.

At Securus Legal, we offer expert insurance coverage analysis and advice to our clients. Our team of insurance law experts proactively identifies coverage issues and provides strategic guidance on the resolution of claims.

We specialise in providing coverage advice on all classes of non-marine insurance, including property, construction and engineering, professional indemnity and other financial lines claims, general liability, motor and work injury compensation. Our in-depth knowledge of insurance law allows us to navigate complex coverage issues and provide our clients with practical solutions.

Notable examples of our experience include:

  • Advising on business interruption claims arising out of the COVID-19 pandemic in Singapore and Malaysia
  • Advising re/insurers in respect of coverage for a large mould damage claim in a landmark Singapore property complex
  • Advising cedants and re/insurers in respect of business interruption claims arising out of the breakdown of power plant turbines in Vietnam and Malaysia
  • Advising construction all risk insurers in connection with subsidence of an airport runway
  • Advising insurers on policy indemnity and recovery options in connection with a SGD 20 million warehouse fire
  • Advising construction all risk and machinery all risk insurers on settlement of claims arising out of a crane collapse at an art gallery in Singapore
  • Advising on coverage under a crime insurance policy in respect of an oil trading fraud
  • Advising machinery all-risks insurers on liability for damage to a tunnel boring machine
  • Advising insurers on a bailee’s liability for water damage to goods held in the bailee’s storage facility

DEFENCE COUNSEL

At Securus Legal, we specialise in providing liability defence services to our clients. Our team of adept litigation lawyers has a deep understanding of tort and contract law and works tirelessly to defend our clients’ interests in court.

We are frequently engaged to handle Singapore’s largest personal injury claims and our lawyers have shaped the law. For example, we have acted in matters concerning the application of the Actuarial Tables for use in Personal Injury and Death Claims in Singapore. Our lawyers have also acted in international arbitrations and are well-versed with jurisdictional issues which come hand-in-hand with such disputes.

Whilst our lawyers are skilled in all aspects of litigation, we have also been at the forefront of the growth of alternative dispute resolution in Singapore and are experienced in conducting arbitrations, mediations, neutral evaluations and negotiations. We work closely with our clients to develop defence strategies for each specific circumstance.

Our notable cases include:

  • Acting for insurers and insured contractors in a SGD 55 million fire damage claim which happened at a research institute
  • Acting for a Singaporean insurer in defending multi-million dollar claims arising from a chain collision involving multiple Singapore-registered ‘supercars’ in Malaysia
  • Acting as defence counsel in a high-profile road traffic accident involving university students which caused a fatality and serious injuries to others
  • Defending slip-and-fall claims brought against insured shopping centres and town councils
  • Defending real estate agents in professional negligence claims arising from alleged mis-selling of property

SUBROGATION, RECOVERIES AND CONTRIBUTION

Subrogation recoveries and contribution are essential components of our clients’ businesses. We understand this and offer a comprehensive service to help our clients recover money from third parties. Whether recovering damages from negligent third parties or seeking contribution in double insurance situations, our experienced lawyers understand the complex policy issues and case law involved, and are adept at navigating these intricacies to achieve the best possible outcomes for our clients.

Examples of our recent experience include:

  • Advising and acting for insurers in respect of a MYR 2.98 million reinsurance recovery
  • Advising and acting for insurers in a MYR 15 million recovery arising from a 2016 land slippage incident at Kuantan Port
  • Acting for insurers in seeking contribution in double insurance situations
  • Acting for insurers in defence of statutory and common law work injury claims
  • Leading a team of solicitors in handling a multi-million dollar claim against a professional engineer involving a cement silo failure
  • Advising insurers on the application to Malaysian insurers of the Motor Insurance Bureau of Singapore’s agreements

NON-CONTENTIOUS AND ADVISORY WORK

Securus Legal is your trusted partner for non-contentious insurance work. Our team of specialists can advise on local regulatory compliance, ensuring that your insurance and reinsurance products meet all local legal and regulatory requirements. We are frequently engaged to draft and review policy wordings to ensure clarity and accuracy, minimising policy interpretation disputes and ensuring compliance with prevailing laws and regulations.

Our recent experience includes:

  • Drafting, from scratch, a plain English Household Fire and Industrial
  • All Risks Insurance Policy wordings for a large Malaysian insurer in response to the detariffication of the Malaysian fire insurance market
  • Drafting a utilities / power outage endorsement for use in a commercial property policy
  • Advising and acting for Insurers in respect of a MYR 2.98 million reinsurance recovery against a regional reinsurer in liquidation.
  • Guiding overseas entities on Singapore’s data protection laws and data breach notification laws
  • Advising insurers on the introduction of the Singapore Actuarial Tables
    Drafting a code of practice for an association of insurance brokers
Office location:  
#14-08 Tong Eng Building
101 Cecil Street
Singapore 069533

Contact:
Phone: (65) 6990 8173
Email: mail@securuslegal.com

UEN / GST Reg No. 202221707G

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